AVOID BANKRUPTCY

TALK TO US FIRST ABOUT CREDIT COUNSELING OR DEBT SETTLEMENT

WE ARE A FEDERAL NON-PROFIT ORGANIZATION

Non-Profit vs. For Profit
Debt Settlement and Counseling Services
Don’t Be Fooled Settle Your Debt for Less

Compare our “Non-Profit” debt settlement plan to the ”For Profit” company plans offered.  In addition we also offer non-profit credit counseling services.  Many “For Profit” companies charge you as much as 20% to 25% of the debt they save you.

For example if you have $100,000 in debt and the settled amount to be paid is $30,000, a “for profit” company may charge as much as $14,000-$21,000 additional to you.  This could be in addition to other fees.

We only charge you a maximum one-time set-up fee of $75.00 and a small monthly service fee for managing your accounts.  Our way saves you thousands compared to the “For Profit” way.  It’s not too late to enroll with us even if you already have signed up with a “For Profit” company.  Simply call us for more information.

Our “Non-Profit” services offer many benefits compared to “For-Profit” options.  Many consumers contact “For Profit” Debt Settlement companies who are less regulated.  “Non-Profit” companies are strictly regulated and mandated by State and IRS guidelines.  We are required by state and IRS guidelines to have our books and facilities audited by independent Accountants and Standards Organizations.  “For profit” companies have no such requirements and often become the subject of many consumer complaints.  Our company has a long history and track record for helping consumers.  When comparing the two options it is important to do your homework and check with the Better Business Bureau to ensure that the company you choose is accredited with a strong rating.  Currently our rating is A+.

Here are more differences:

“Non-Profit” Debt Settlement            VS        “For-Profit” Debt Settlement

Heavily regulated.                                                  Less Regulated.
Compliant with many state laws.
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Accreditation required.                                        No Accreditation required
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Low Fee limits.                                                       No Fee limits.
(Maximum $50 per month)                                   Fees cost in the thousands.
                                                                                   Hidden fees are common.
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FREE Education Courses and Books:                 No Education provided.
How to make a budget.
Balancing a checkbook.
Use of bank services.
Borrowing money.
Credit problems.
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FREE Seminars and Workshops.                         Often no seminars or workshops.
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Cooperation from creditors                                   Risks of lawsuits for delays.
to work out payment plans.                                
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State & IRS Audits done to ensure                      No audits required.
compliance.
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Free consultation session with a                           No Free consultations required.
 Certified Credit Counselors.

Call us now for a free consultation, we will answer all of your questions and help you make the right decision.