

Credit Counseling
Many individuals have been seeking qualified credit counseling as of late, partially due to the recession and overall credit crunch, which has effected millions of Americans. Foreclosures and job losses have largely driven the increase in bankruptcy filings over the last couple of years. According to a Wall Street Journal article published online on January 6, 2010, titled 'Personal Bankruptcy Filings Rising Fast' it was stated that bankruptcies rose last year by nearly one t